Privacy Policy

Overview

WagePad ("we", "us", or "our") operates the wagepad.com website. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our calculator tools. We are committed to protecting your personal information and your right to privacy. Please read this policy carefully.

Information We Collect

We collect minimal information and only when necessary:

• Calculator inputs: All salary, loan, and financial calculations run entirely in your browser using client-side JavaScript. No financial data is transmitted to, processed by, or stored on our servers at any time.
• Contact form submissions: If you use our contact form, we collect your name, email address, subject, and message content solely for the purpose of responding to your enquiry. This data is transmitted securely via our email service provider.
• Anonymised analytics: We may use Google Analytics or similar services to understand aggregate traffic patterns, page popularity, and geographic distribution. These tools use anonymised data and do not identify individual users.
• Server logs: Our hosting infrastructure may automatically collect standard server access logs including IP addresses, browser type, referring URLs, and timestamps. These logs are used solely for security monitoring and are automatically purged.

Information We Do Not Collect

• We do not collect, store, or transmit your salary, income, tax, or loan figures to any server.
• We do not sell, rent, trade, or share personal data with third parties for commercial purposes.
• We do not use tracking pixels, browser fingerprinting, or device identification technologies.
• We do not create user profiles or build behavioural advertising segments.
• We do not require account creation, registration, or sign-in to use any calculator.

How We Use Your Information

The limited information we collect is used for the following purposes:

• To respond to your contact form enquiries and provide support.
• To monitor and improve website performance, uptime, and reliability.
• To detect and prevent security threats, abuse, and fraudulent activity.
• To understand aggregate usage patterns and prioritise feature development.

Cookies & Tracking

WagePad uses minimal, essential cookies required for the website to function securely (e.g., CSRF protection tokens). We do not use advertising, marketing, or third-party behavioural tracking cookies. If Google Analytics is enabled, it may set anonymised measurement cookies. For full details, see our Cookie Policy.

Third-Party Services

We use the following third-party services, each governed by their own privacy policies:

• Mailgun — for delivering contact form emails securely. Mailgun processes sender email addresses in accordance with their privacy policy.
• Cloudflare — for CDN hosting, DDoS protection, and performance optimisation. Cloudflare may process IP addresses for security purposes.
• Google Analytics (if enabled) — for anonymised traffic measurement. IP anonymisation is enforced where available.

Data Security

We implement industry-standard security measures including HTTPS encryption for all data in transit, CSRF protection on all form submissions, input validation and sanitisation, rate limiting on API endpoints, and regular security audits. While no method of transmission over the Internet is 100% secure, we strive to use commercially acceptable means to protect your information.

Data Retention

Contact form submissions are retained only as long as needed to respond to your enquiry, after which they are deleted. Server access logs are automatically purged within 90 days. We do not maintain long-term databases of user information.

Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• Right of access — request a copy of any personal data we hold about you.
• Right to rectification — request correction of inaccurate personal data.
• Right to erasure — request deletion of your personal data.
• Right to restrict processing — request that we limit our processing of your data.
• Right to data portability — request transfer of your data in a structured format.

To exercise any of these rights, please contact us.

Children's Privacy

WagePad is not directed at individuals under the age of 16. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will promptly delete it.

International Users

WagePad serves users globally. If you are accessing our website from the European Economic Area (EEA), United Kingdom, or other jurisdictions with data protection laws, please note that your data may be processed in jurisdictions with different data protection standards. By using WagePad, you consent to the transfer of your information as described in this policy.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or service features. We will post the revised policy on this page with an updated "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us or email us at contact@wagepad.com.